Resources
Funding guides written for owners, not bankers
Understand your options, the real cost of funding and what lenders look for — before you apply.
Costs & Rates
Business Loan Rates: Typical Ranges by Product
Typical small business loan rates and costs by product — bank vs. online lenders, SBA rate caps, factor rates and factoring fees — and what drives your rate.
Read guide · 6 minFactor Rate vs. APR: How to Compare the Real Cost of Funding
What a factor rate is, why it isn't the same as an interest rate, and how to convert a factor rate into an estimated APR.
Read guide · 6 minGetting Started
How to Get a Small Business Loan: A Step-by-Step Guide
The practical steps to get small business funding: know your numbers, pick the right product, prepare documents and compare offers.
Read guide · 7 minBusiness Loan Requirements: What Lenders Look For
Time in business, revenue, credit score, bank statements and more — the requirements behind business funding decisions and how to strengthen each one.
Read guide · 6 minBusiness Funding With Bad Credit: Your Real Options
Can you get business funding with a low credit score? Which products consider bad credit, what they cost and how to improve your chances.
Read guide · 6 minFast Business Funding: How to Get Capital in 24–48 Hours
Which business funding products can fund in a day or two, what they require and how to avoid costly mistakes when speed matters.
Read guide · 5 minComparisons
Business Line of Credit vs. Term Loan: Which Is Right for You?
How lines of credit and term loans differ in structure, cost and use, with clear examples of when to choose each.
Read guide · 5 minSBA Loan vs. Online Term Loan: Cost, Speed and Requirements
SBA loans offer lower rates and longer terms; online term loans offer speed. Compare requirements, timelines and costs.
Read guide · 5 minCalculators
Talk to us about your business
One application, a specialist who knows the lenders, and offers explained in plain English. Checking your options won't affect your credit.