Business Line of Credit
Draw only what you need, when you need it. Revolving capital that refills as you repay.
Learn MoreFunding without bank delays
$30K to $2M in 24–48 Hours
BFG Funds helps small and mid-sized U.S. businesses bridge cash flow gaps, make payroll, stock inventory and seize growth opportunities — with straightforward underwriting and approvals measured in hours, not months.
- Business Line of Credit
- Revenue-Based Financing
- SBA Loans
- Same Day Funding
Trusted by growing businesses
Northgate
Ironline
Vellum Co.
BrightPath
Harbor & Co
Cedarworks
Kinetic
About BFG Funds
Built for the businesses banks overlook
Small and mid-sized companies drive the U.S. economy, yet they're the first to get a "no" when a bank's checklist doesn't line up. BFG Funds exists to change that — we underwrite the business you actually run, not just a credit report.
Our team reviews deposits, revenue trends and industry cycles to structure funding that fits how money moves through your business. The result: faster answers, honest terms, and a funding partner who picks up the phone.
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Funding Services
Six ways to fund your next move
Whether you need a safety net for slow months or capital to take on a bigger contract, we'll match you with the structure that costs the least and moves the fastest.
Working Capital
Cover payroll, inventory and seasonal gaps with fast, unsecured short-term funding.
Learn MoreTerm Loan
A lump sum with fixed payments and clear terms for planned expansion or big purchases.
Learn MoreSBA Loans
Government-backed financing with longer terms and lower rates for qualified businesses.
Learn MoreRevenue-Based Financing
Repay as a percentage of sales, so your payments flex with slow and busy months.
Learn MoreEquipment Financing
Finance machinery, vehicles or tech using the equipment itself as collateral.
Learn MoreWhy BFG Funds
A funding partner that moves at your speed
No committees, no endless document requests, no vanishing account rep. Here's what working with us actually looks like.
Fast Approvals
Decisions in 24–48 hours, not weeks.
Flexible Options
Terms shaped around your cash flow cycle.
All Credit Welcome
We look at revenue, not just your score.
Personalized Support
One specialist from apply to funded.
Industries We Serve
From jobsites to storefronts, we fund the operators keeping American main streets running.
- Construction
- Restaurants & Food Service
- Trucking & Logistics
- Retail & E-commerce
- Healthcare & Medical
- Auto Repair
- Professional Services
- Manufacturing
- Beauty & Wellness
- Staffing Agencies
- Landscaping
- Real Estate Services
Our Streamlined Funding Process
Four steps between where you are now and money in your account. Most clients finish the first one on their phone.
- 1
Apply Online
A two-minute application with basic business details.
- 2
Quick Funding Review
We review revenue and match you to programs.
- 3
Same-Day Approval
Get your offer and terms, often the same day.
- 4
Fast Fund Transfer
Funds wired to your account in as little as 24 hours.
What Our Clients Are Saying
Thousands of owners have used BFG Funds to cover payroll, buy equipment and take on work they'd otherwise turn down.
"We needed inventory before our busiest quarter and the bank wanted 45 days. BFG Funds had us funded in two."
"Our revenue swings hard by season. The revenue-based option means payments never squeeze payroll."
"Credit wasn't perfect after 2023. They looked at our deposits instead and approved a $250K line."
Latest Insights & Resources
Practical guidance on capital, cash flow and growth — written for owners, not bankers.
Get Funded. Grow Faster.
From $30,000 to $2 million for growth, payroll, inventory and everyday cash flow — structured around your revenue and funded in as little as 24 hours.
Have Questions? We Are All Ears!
Tell us a little about your business and we'll match you with the funding program that fits — line of credit, working capital, SBA, equipment or revenue-based. It takes about two minutes and there's no obligation.
- No impact to your credit to review options
- A real funding specialist, not a call center
- Decisions in as little as 24 hours