Industry funding
Beauty & Wellness business funding
Funding for salons, spas, med spas and fitness studios to renovate, buy equipment and grow.
Written and reviewed by the BFG Funds Editorial Team · Updated October 15, 2026
Why beauty & wellness businesses need flexible funding
Salons, spas and studios compete on experience. Renovations, new equipment and marketing all require capital, and revenue can swing with seasons and staff changes. Providers that review card and deposit history can move quickly.
Common challenges
- Renovations and build-outs
- Specialized equipment for treatments
- Staff turnover affecting revenue
- Seasonal demand
Funding options that fit beauty & wellness
Equipment Financing
Finance machinery, vehicles or tech using the equipment itself as collateral.
$20K – $2M · 2–5 business days
Learn moreRevenue-Based Financing
Repay as a percentage of sales, so your payments flex with slow and busy months.
$25K – $1M · 24–48 hours
Learn moreWorking Capital
Cover payroll, inventory and seasonal gaps with fast, unsecured short-term funding.
$30K – $750K · 24–48 hours
Learn moreBusiness Line of Credit
Draw only what you need, when you need it. Revolving capital that refills as you repay.
$10K – $500K · As fast as 24 hours
Learn moreBeauty & Wellness funding FAQ
Can a med spa finance laser or aesthetic equipment?
Yes. Equipment financing is commonly used for aesthetic devices; vendor quotes help lenders size the offer.
Tell us about your business
A few details are all we need to start. A funding specialist will look at what your business needs and come back with the options that fit — usually the same business day. There's no obligation.
- Checking your options won't affect your credit
- You talk to one specialist, not a call center
- Many decisions come within 24 to 48 hours